TITLE INSURANCE
For many years, Real Estate Title of Knoxville has served homeowners, lenders and professionals in residential and commercial real estate, offering title examination services and homeowner’s title coverage for new and existing homes.
Since 1982, we have protected businesses and homeowners, achieving below industry average claims history. Our firm commitment to outstanding service continues to grow with our stellar performance record. We attribute this to our thorough business practices and close business relationships with professionals in the lending and real estate communities.
Real Estate Title of Knoxville is dedicated to the provision of the highest quality of service to our customers and ensuring that your transaction proceeds flawlessly from beginning to end.
The following is a brief overview of the title insurance available through Real Estate Title of Knoxville:
Commitments
A list of preliminary instructions of what must be done before RETOK can guarantee or insure a title as marketable or a loan as being in a certain position or having a certain priority.
Policies
Insurance against loss or damage resulting from defects that may have occurred in the past.
- ALTA and CLTA Owner's Policy
- ALTA or CLTA Plain Language Owner's Policy (1-4 family residences)
- ALTA or CLTA Mortgage Policy
- ALTA or CLTA Construction Loan Policy
- ALTA or CLTA Short Form Residential Loan Policy
SETTLEMENTS
Real Estate Title of Knoxville delivers professional escrow services for a wide variety of purchase, sale, financing, commercial and other transactions. As a neutral third party, RETOK Escrow carries out the instructions in a purchase agreement between the buyer and seller or the borrower in a refinance situation with maximum responsiveness and attention to detail. We also handle all of the disbursement associated with a closing.
Our customers have come to rely upon the friendly service offered by RETOK Escrow Division made up of knowledgeable escrow officers who work hard to ensure that all parties involved in the transaction comply with the terms and conditions of the contract in an efficient and timely manner. Experienced with all types of real property, our highly experienced Escrow Division team strives to deliver consistent communication to all parties while adhering to even the strictest of lender instructions. We provide the following escrow services:
- Work directly with all parties in a transaction
- Receive your order for escrow and title services
- Order the preliminary report and examination on the subject property
- Obtain the title insurance required
- Review the survey and other documents
- Coordinate insurance coverage
- Carefully review all pre-closing matters
- Prepare escrow instructions and required documents
- Order demands on existing deeds of trust and liens or judgments,if any
- Gather all closing cost information
- Prepare closing documents
- Conduct the closing
- Collect and disburse all money
- Complete all post-closing details
